Estate & Legacy
Make sure what you've built ends up where you want it
Coordinate beneficiaries, trusts, and account titling with your estate attorney so your legacy transfers smoothly and efficiently.
What's included
A written plan built around your goals — clear, coordinated, and in writing.
Beneficiary Reviews
Confirm every retirement account, annuity, and life policy names the right primary and contingent beneficiaries — the #1 source of unintended disinheritance.
Trust Coordination
Work alongside your estate attorney to make sure accounts and titling actually match the trust plan.
SECURE Act Planning
Address the 10-year distribution rule for most non-spouse IRA beneficiaries and how it affects your heirs' tax picture.
Charitable & Legacy Strategy
Explore donor-advised funds, charitable remainder trusts, and QCDs where they align with your goals.
Our process
Simple, transparent, and never rushed.
- 01
Discovery Call
A brief conversation to understand your goals, timeline, and current situation.
- 02
Strategy Session
A no-cost 45-minute review with Joe covering income, taxes, protection, and legacy gaps.
- 03
Written Plan
You receive a clear, written roadmap outlining recommendations, trade-offs, and next steps.
- 04
Implementation & Reviews
We help implement the plan and revisit it as life, markets, and tax law change.
Ready to see how this looks for your household?
Your Strategy Session is at no cost and no obligation. Bring your questions — we'll bring the analysis.
Frequently asked
Answers to what people ask us most.
What you can expect
Straight answers, in writing, without pressure.
- A 45-minute no-cost Strategy Session with Joe Donti
- Clear written recommendations — no heavy product pitch
- Coordination with your CPA and attorney where relevant
- By-appointment scheduling — never a call-center handoff
Plan your next step
Independent retirement income, tax, and legacy planning — in person by appointment or by secure video.
Related services
Explore related planning areas
- Tax-Efficient Retirement
Roth conversions, withdrawal order, and IRMAA awareness.
Learn more about Tax-Efficient Retirement - Women & Retirement
Planning built around longevity and life transitions.
Learn more about Women & Retirement - Retirement Income Planning
Turn savings into a coordinated, tax-aware paycheck.
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Serving your area
Local planning, close to home
Discreet, by-appointment planning for PV families.