Plan with confidence. Retire with clarity.
Retirement income, tax-aware strategies, and principal-protected strategies for retirees to help you retire with confidence — guided by Joe Donti in Scottsdale, AZ.
- Series 65 Adviser
- 20+ Years Guiding Families
- Independent & Options-Driven
A clear three-step path
From scattered accounts to a coordinated retirement plan.
Understand Your Picture
Joe takes time to understand your lifestyle, income needs, risk comfort, and legacy goals — then maps every account, policy, and future income source so nothing is left to guesswork.
Design Your Strategy
Together, you and Joe build a retirement strategy around you — reliable* income, growth potential, and protection from unnecessary loss, with every recommendation clearly explained in plain English.
Put It To Work
We help you implement step by step — aligning accounts, turning on income, and reviewing regularly so your plan stays on track as life and markets change.
Meet Joe Donti
Retirement planning built around your life — not the market.
Joe Donti is the CEO and founder of Solutions First Financial Group and a Series 65 Investment Adviser Representative, which means that he is required to act in clients' best interests when providing investment advisory services.
Joe began his career in the contracting business in the early 1980s and brought that same problem-solving mindset into financial services more than two decades ago. Today, Joe and his wife, Patty, work together at Solutions First Financial Group, using their "Prep Better All-Weather Planning" process to help families navigate growth potential, income, and protection through every season of the market.*
Why Solutions First
Structure. Direction. Durability.
You've worked a lifetime to build what you have. We focus on helping you turn those savings into protected, tax-aware income using Joe's Prep Better All-Weather Planning approach.
Independent & Options-Driven
As an independent advisor, Joe isn't locked into one company's products. He reviews solutions from multiple top carriers, then narrows the list to strategies that fit your goals, risk comfort, and timeline — not a corporate sales quota.
All-Weather Retirement Planning
Joe's career began in contracting before he moved into finance over two decades ago — so he thinks in terms of structure and durability. His Prep Better framework prioritizes income you can't outlive, downside protection, and tax-aware strategies.
Family-Focused, Relationship-First
Joe works alongside his wife, Patty, through Solutions First Financial Group, creating a family-style experience for clients. He holds life and health licenses in Arizona and California and has passed the Series 65 exam.
How we help
Retirement · Income · Protection
Tailored strategies for every season of retirement — coordinated so each decision supports the next.
Retirement Income Planning
Coordinate Social Security, pensions, and withdrawal strategies designed to help turn savings into reliable* income across changing markets, taxes, and costs.
Asset Preservation
Conservative strategies and insurance-based tools designed to help limit major market losses while still pursuing growth potential over time.
Social Security Planning
Explore claiming options and timing so your Social Security benefits work together with the rest of your retirement income plan.
Tax-Aware Planning
Coordinate investment, income, and withdrawal strategies with your tax professional so you can work to keep more of what you've saved.
Insurance & Legacy
Structure life insurance and protection tools to help replace income, protect loved ones, and support the legacy you want to leave.
Extended Care & Healthcare
Evaluate long-term care and healthcare options so potential medical events don't undo years of hard work or burden your family.
Client Feedback
Hear from families we serve.
Reviews are hosted independently on Google so you can read verified, unedited feedback from clients across Scottsdale and the greater Phoenix area — or share your own experience working with Joe.
Third-party reviews reflect individual client experiences and are not representative of all clients. They are not a guarantee, indicator, or assurance of future performance or success. Past results do not predict future outcomes. Investing involves risk, including possible loss of principal.
Frequently asked
Answers about working with Solutions First.
No cost · No obligation
Build your all-weather retirement plan.
A 45-minute conversation with Joe Donti — covering income, taxes, and downside protection, with full transparency on fees and recommendations.
14614 N Kierland Blvd, Suite N330 · Scottsdale, AZ
Advisory Services Offered Through CreativeOne Wealth, LLC, a Registered Investment Advisor. Solutions First Financial Group and CreativeOne Wealth, LLC are not affiliated. We are not affiliated with or endorsed by any government agency, and do not provide tax or legal advice.
Licensed insurance professional. CA Insurance license #0H38616. Insurance product guarantees are backed by the financial strength and claims-paying ability of the issuing company. Advisors may receive commission for the sale of insurance and annuity products.
Investing involves risk, including possible loss of principal. No investment strategy can ensure a profit or guarantee against losses. Past performance may not be used to predict or project future results. This material is for informational purposes only and should not be construed as a recommendation or advice for your particular circumstances.
Investment advisory services are provided in accordance with a duty of care and loyalty that includes putting your interests first and disclosing conflicts. Insurance services have a best interest standard which requires recommendations to be in your best interest. Additional details including potential conflicts of interest are available in our firm's ADV Part 2A , Form CRS, and Privacy Notice.
*References to tax-aware retirement income are illustrative of planning strategies and are not a guarantee of any specific income amount, tax outcome, or investment result. Actual outcomes depend on individual circumstances, market performance, tax law, and the claims-paying ability of any issuing insurance company. Please note that no strategy, including any "all-weather" planning approach, can guarantee results or eliminate risk of loss.